Our Services
Comprehensive credit clearance solutions tailored to your unique situation.
Targeted solutions for every credit challenge
- Legal verification of debt review status
- Documentation and evidence gathering
- Credit bureau liaison and dispute resolution
- Clearance certificate assistance
- Comprehensive credit report analysis
- Dispute filing with TransUnion, Experian, and Compuscan
- Removal of adverse listings and outdated accounts
- Score improvement tracking and verification
- Verification of paid-up and rescinded judgments
- Prescription period validation and documentation
- Court order and clearance certificate processing
- Bureau removal confirmation and follow-up
- Comprehensive 4-bureau credit report audit
- Identification of inconsistencies and errors
- Negative item categorization and prioritization
- Detailed action plan for clearance strategy
You may qualify if any of these apply
Our services are designed for South Africans who have settled their debts but still have negative listings affecting their credit profile.
Check Your EligibilityYou completed debt review but the flag was never removed
You have paid up accounts still listed as outstanding
You have judgments that have been paid or prescribed
You were incorrectly listed at a credit bureau
Your credit score doesn't reflect your current situation
You have adverse listings older than the legal retention period
Four steps to a clear credit profile
A simple, transparent approach to resolving your queries.
Submit Query
Complete our quick and secure online form. You'll receive a confirmation email with your reference number.
Case Evaluation
Our specialists investigate your case and respond within the shortest possible time. Email notification sent.
Review Response
Log in to the Client Query Portal to review updates. Mark as resolved or submit another query.
Request Call Back
Need to discuss your case? Request a call back from our admin team for further assistance.
Common questions answered
1How long does the process take?
Timelines vary by case type. Debt review flag removals typically take 2–6 weeks once all documentation is in order. Adverse listing disputes are usually resolved within 20 business days as required by the NCA.
2Do I need to be debt-free to use your services?
For debt review removal and adverse listing disputes, yes — you generally need to have settled the relevant accounts. However, for credit report analysis we can assist at any stage to identify and correct inaccuracies.
3Will this affect my current credit applications?
Clearing your credit profile can only improve your standing. Lenders assess your full credit report, so removing outdated or incorrect listings gives you a more accurate profile.
4Is my personal information safe?
Absolutely. We are fully POPIA compliant and handle all client data with strict confidentiality. We only use your information to process your case and communicate updates.
5What documents will I need?
Typically: a copy of your ID, the relevant credit agreement or settlement letter, and any correspondence with the credit bureau. Our team will guide you through exactly what's required for your specific case.
Ready to Get Started?
Let us help you find the right solution for your credit situation.